Salon Insurance

You help your clients look and feel their best.

Because your business is unique, it deserves specialized attention so you’re properly protected to handle unexpected situations.

We now offer an insurance program that provides the coverage you need at an affordable price. That means you can maintain your license and keep more of your hard-earned money in your pocket.

  • Hair Salon
  • Barber Shop
  • Beauty Shop
  • Nail Studio
  • Day Spa
  • Cosmetologist
  • Esthetician
  • Stylist
  • Nail Technician
  • Manicurist
  • Massage Therapist
  • Booth Rental
  • Independent Contractor
  • Cosmetology School
  • Beauty School
  • Barber School
  • Tanning Salon

 

salon insurance FAQ

It’s easy to get started on your quote.

Our online questionnaire works great on smart phones, tablets, desktops and laptops. Just click to get started…

To receive your quote:

  • Complete the questions
  • Preview your answers
  • Click “Submit” when you’re done.
  • You’ll get a “Thank you” screen to tell you we received it.

Phone or email Kevin Morency or Rebecca Morency if you have any questions. By taking the time to discuss your needs, Kevin can tailor an affordable business insurance solution that offers peace of mind, yet still deliver a quote quickly.

Contact

morency and associates

Kevin Morency
Morency & Associates, Inc.
1194 Long Hollow Pike
Gallatin, TN 37066

615-452-4532   (Office)
877-244-9090   (Toll-Free)
615-452-6580   (Fax)
Kevin Morency (Email)

Salon & Spa Insurance Program Highlights

Click a tab below to find out more…

Protect your business with these Property / Casualty insurance coverages:

  • General Liability with limits to $1 millionbarber shop insurance
  • Professional Liability (E&O Insurance) – included
  • Professional License Review – $2,500 per review, $5,000 aggregate
  • Loss of Business Income (no waiting period or deductible)
  • Employment Practices Liability
  • Property at Conventions, Fairs or Exhibits
  • Medical Payments ($10,000 per person)
  • Computers and Media
  • Building Owner as Additional Insured
  • Employees as Automatic Insureds
  • Volunteers as Automatic Insureds
  • Employees as Additional Insured
  • Defense costs outside the limits
  • Commercial and Personal Auto
  • Umbrella – up to $10,000,000
  • Workers’ Compensation
  • Property
  • Crime

Licensed or certified by the state as requiredhair salon insurance

Ineligible services:

  • Acupuncture, botox, cellulite reduction
  • Laser equipment
  • Permanent cosmetic services
  • Tattooing and body piercing (other than earlobe)
  • Medical advice and services

 

Affordable Insurance Coverage

Our specialty business insurance coverages offer convenient, no interest payment options with flexible payment terms. So it’s easier to manage your bottom line.

Flexible Payment Terms—Pay as little as monthly

Choose the payment option that fits your budget. Because sometimes a smaller monthly payment is easier on you.

  • Annual
  • Semi-annual
  • Quarterly
  • Down payment plus 9 equal payments (10 payments)
  • Monthly (12 payments)

Convenient, No Interest Payment Options

Pick the method that works best for you…

  • Electronic funds transfer—$1 fee per installment
  • Online or by phone—$7 fee per installment
  • Charge to credit card—$7 fee per installment

Prefer to Manage Only One Bill?

Complete coverage may be available for your business insurance needs in one comprehensive insurance package. Call or email Kevin Morency today and receive a quick turnaround on your quote.

Note: Some payment options may not be available in all states.

We offer this specialty spa and salon insurance program in the following states:

areas served

We appreciate the opportunity to become your insurance advisor.