Salon Insurance
You help your clients look and feel their best.
Because your business is unique, it deserves specialized attention so you’re properly protected to handle unexpected situations.
We offer an insurance program that provides the coverage you need at an affordable price. That means you can maintain your license and keep more of your hard-earned money in your pocket.
- Hair Salon
- Barber Shop
- Beauty Shop
- Nail Studio
- Day Spa
- Cosmetologist
- Esthetician
- Stylist
- Nail Technician
- Manicurist
- Massage Therapist
- Booth Rental
- Independent Contractor
- Cosmetology School
- Beauty School
- Barber School
- Tanning Salon
It’s easy to get started on your quote.
Our online questionnaire works great on smart phones, tablets, desktops and laptops.
Just click to get started…
- Complete the questions
- Click “Submit” when you’re done.
- You’ll get a “Thank you” screen to tell you we received it.
Phone or email Kevin Morency if you have any questions.
By taking the time to discuss your needs, Kevin can tailor an affordable business insurance solution that offers peace of mind, yet still deliver a quote quickly.
Salon & Spa Insurance Program Highlights
Property & Casualty Coverages
- General Liability with limits to $1 million
- Professional Liability (E&O Insurance) – included
- Professional License Review – $2,500 per review, $5,000 aggregate
- Loss of Business Income (no waiting period or deductible)
- Employment Practices Liability
- Property at Conventions, Fairs or Exhibits
- Medical Payments ($10,000 per person)
- Computers and Media
- Building Owner as Additional Insured
- Employees as Automatic Insureds
- Volunteers as Automatic Insureds
- Employees as Additional Insured
- Defense costs outside the limits
- Commercial and Personal Auto
- Umbrella – up to $10,000,000
- Workers’ Compensation
- Property
- Crime
Requirements
- Licensed or certified by the state as required
Ineligible Services:
- Acupuncture, botox, cellulite reduction
- Laser equipment
- Permanent cosmetic services
- Tattooing and body piercing (other than earlobe)
- Medical advice and services
Affordable Insurance Coverage
Flexible Payment Terms—Pay as little as monthly
Choose the payment option that fits your budget. Because sometimes a smaller monthly payment is easier on you.
- Annual
- Semi-annual
- Quarterly
- Down payment plus 9 equal payments (10 payments)
- Monthly (12 payments)
Convenient, No Interest Payment Options
Pick the method that works best for you…
- Electronic funds transfer—$1 fee per installment
- Online or by phone—$7 fee per installment
- Charge to credit card—$7 fee per installment
Prefer to Manage Only One Bill?
Complete coverage may be available for your business insurance needs in one comprehensive insurance package.
Call or email Kevin Morency today and receive a quick turnaround on your quote.
Note: Some payment options may not be available in all states.
We appreciate the opportunity to become your insurance advisor.